Najwa Febriani, and Khusnudin Khusnudin. “State Insurance Guarantee As a Solution to Commercial Insurance Default: A Case Study in Indonesia”. International Journal of Economics and Management Research 3, no. 3 (July 1, 2025): 489–496. Accessed July 9, 2025. https://ijemr.asia/index.php/ijemr/article/view/515.