Nurrisma Rahayu, Sihabudin Sihabudin, and Robby Fauji, “The Influence of Financial Literacy, Ease of Use, and Risk Perception on the Intention to Use E-Wallet (LinkAja): A Case Study of the Telukjambe Timur Community”, Ijemr, vol. 4, no. 3, pp. 283–299, Aug. 2025.