Niken Sania Putri (2022) “THE EFFECT OF MUSYARAKAH, MUDHARABAH, AND MURABAHAH FINANCING ON RETURN ON ASSET (ROA) DURING THE COVID-19 PANDEMIC (CASE STUDY ON BCA SYARIAH BANK & BUKOPIN SYARIAH KB FOR THE 2019-2021 PERIOD)”, International Journal of Economics and Management Research, 1(2), pp. 98–107. doi: 10.55606/ijemr.v1i2.30.