Siti Hidayah, Bagus Kusuma Ardi, Sunarmi Sunarmi, Taufan Akbar Rifky, and Shafira Mayada. 2025. “Building Digital Resilience: Exploring the Narratives of Micro-Entrepreneurs in Technology-Based Financial Transformation in Semarang City”. International Journal of Economics and Management Research 4 (3):665-72. https://doi.org/10.55606/ijemr.v4i3.602.