ALDI RITONGA; IMSAR IMSAR; ZUHRINAL M NAWAWI. The Influence of Technology Perception, Risk, and Complaint Handling on Customer Decisions in Using Internet Banking: A Study of Indonesian Islamic Banks in the Digital Transformation Era. International Journal of Economics and Management Research, [S. l.], v. 5, n. 2, p. 726–740, 2026. DOI: 10.55606/ijemr.v5i2.774. Disponível em: https://ijemr.asia/index.php/ijemr/article/view/774. Acesso em: 30 may. 2026.